Terms of Service

Last updated August 30, 2026

These Terms of Service ("Terms") govern your use of the Ash Pay mobile app and website at getashpay.com (the "Service"), provided by Ash Creative Labs ("Ash Pay," "we," "us," or "our"). By creating an account or using the Service, you agree to these Terms and to our Privacy Policy.

1. Eligibility

You must be at least 18 years old and able to enter into a binding contract to use Ash Pay. By using the Service, you confirm that you meet these requirements and that the information you provide is accurate.

2. The Service

Ash Pay is a mobile money-transfer and digital wallet service that lets you hold a balance, send and receive money with other users, request payments, and — through trusted partners — arrange cash pickup or ATM cashout. Features may change, expand, or be limited over time.

3. Your account

4. Transfers and accuracy

You are responsible for making sure the recipient details you enter are correct before you send money. Transfers between Ash Pay users are intended to settle promptly. Because you are directing the transfer, you should double-check the recipient, as completed transfers may not be reversible.

5. Acceptable use

You agree not to use Ash Pay to:

6. Fees

Any fees that apply to a transaction will be shown to you before you confirm it. Your mobile carrier's message and data rates may also apply to text messages, as described in our Messaging Policy.

7. Third-party services

Ash Pay relies on third parties — including cloud infrastructure, messaging providers, app stores, and exchange or cash-out partners — to deliver the Service. Your use of those services may be subject to their own terms, and we are not responsible for their acts or omissions.

8. Disclaimers

The Service is provided "as is" and "as available," without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the Service will be uninterrupted, error-free, or secure at all times.

9. Limitation of liability

To the fullest extent permitted by law, Ash Pay and Ash Creative Labs will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Service.

10. Indemnification

You agree to indemnify and hold harmless Ash Pay and Ash Creative Labs from any claims, losses, or expenses arising out of your use of the Service or your violation of these Terms.

11. Suspension and termination

We may suspend or terminate your access to the Service if you violate these Terms, if required by law, or to protect the Service and its users. You may stop using the Service and request that we close your account at any time.

12. Changes to these Terms

We may update these Terms from time to time. We will revise the "Last updated" date above and, where appropriate, notify you in the app. Continued use of the Service after an update means you accept the revised Terms.

13. Governing law

These Terms are governed by the laws of the State of California, United States, without regard to its conflict-of-laws rules.

14. Contact us

Ash Pay by Ash Creative Labs
Email: support@getashpay.com
Web: getashpay.com
Location: California, United States